1. Online Submission: Streamline your credit application process by conveniently submitting all required information through our secure online platform. Click here to apply. This user-friendly approach ensures a hassle-free experience for our valued clients.
2. Credit Decision Notification: Experience the efficiency of our credit decision process. Upon submission, expect a prompt email detailing your credit decision, including your approved credit limit, if applicable. We understand the importance of timely responses in supporting your business requirements.
3. Flexible Extended Terms: Enjoy unparalleled flexibility during the checkout process. Choose from 30, 60, or 90-day extended terms for any transaction, empowering you to tailor your financial approach to your specific needs.
4. Credit Limit Monitoring: Take control of your credit management by staying informed. Monitor your credit limit directly from your Inxeption Account, ensuring transparency and proactive financial decision-making.

Standard Underwriting Requirements:

To maintain the integrity of our credit offerings, we adhere to a set of standard underwriting requirements:

• Physical business address (no PO boxes)
• Businesses must be at least one year old, with some exceptions allowed for qualifying cases
• No bankruptcies in the past three years
• No material tax liens or judgments

Common Decline Reasons:

Understanding the common factors contributing to credit declines is essential. Declines may occur due to:

• Limited or no credit bureau history without additional data sources
• Significant active tax liens, judgments, or collection accounts on bureau reports
• Negative cash flow from operations or negative profitability without explicit access to cash reserves
• High, growing, and/or unsustainable levels of debt or debt service payments
• A history of struggling to pay bills on time

Seamless and Professional Credit Management:

Experience a seamless and professional approach to credit management with Inxeption. Our partnership with OatFi signifies our commitment to providing innovative solutions that empower businesses to thrive financially. Explore the possibilities and elevate your financial journey with Inxeption.